For Indonesian Citizens As a WNI (Warga Negara Indonesia), you have full property ownership rights. Here’s what you need to know: Types of Land Titles Available: Hak Milik (Freehold) – Full ownership, best and most complete title. Hak Guna Bangunan (HGB) – Right to build on land for 30 years, extendable. Hak Pakai (Right to Use) – Use land for residential or business...
1. Ownership and legal status Indonesian or foreigner Foreigners cannot own land directly in Indonesia. Usually they use schemes such as Hak Pakai Hak Guna Bangunan (HBG) through a business entity (PT PMA) Nominee Arrangement (high risk and not recommended) Check Land Certificate Make sure the land has a valid certificate: SHM (Sertifikat Hak Milik), SHGB, or SHP. Check the...